FAQ

  • Is everything confidential?

    At Champion Financial Services we guarantee full confidentiality. We do not share any type of information with anyone else.
  • What is a car title loan?

    A car title loan is a short-term loan based on the value of your car. We use the value of the car and other factors to determine the loan amount. You will receive the loan without having to give up or sell you car. In return for lending you money, we become the lien-holder on your car title until the loan is paid off.
  • What is a truck title loan?

    A truck title loan is a short-term loan based upon many factors including the value of the truck. We will use your truck as collateral until you can pay the loan off.
  • What is a SUV title loan?

    An SUV title loan is a short-term loan based upon the value of the SUV among other factors. We will use your SUV as collateral until you are able to pay off the loan.
  • What is a motorcycle title loan?

    A motorcycle title loan is a short-term loan based upon the value of the motorcycle and other factors. Champion Financial Services will use your motorcycle as collateral until you can pay the loan off.
  • What is an RV title loan?

    An RV title loan is a short-term loan determined by the value of your motorcycle among other factors. Your motorcycle is used as collateral until you can pay the loan off.
  • What is the maximum loan amount I can obtain?

    You may obtain a loan for up to $50,000. The amount of the loan will be determined by several factors.
  • How quickly can I obtain the loan?

    Within minutes after the application is completed and the details are discussed.
  • How long do I have to repay the loan?

    Most loan terms are 36 months—with the exception of our 4-month Pawn Loans—but we can adjust to meet your needs.
  • Can I pay my loan off early?

    Absolutely, there are no prepayment penalties.
  • How much does the loan cost?

    The consultation is free and there are not set-up costs to you. The interest rates are charged based on several factors.
  • What if I have bad credit, no credit, no job, bankrupt, self employed, etc, etc?

    NO PROBLEM AT ALL!
  • Does my vehicle need to be paid off?

    Not at all, just contact us and we will work with you to offer the lowest interest rates in town. All we need is for you to have full-coverage insurance.
  • Can I refinance an existing title loan that I have?

    Absolutely, just contact us and we will work with you to offer the lowest interest rates in town.

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