Personal Loans

Portrait Of Happy Family In GardenAt Champion Financial Services, we know that a loan is more than just quick cash. It is your road to success. Whether you need to pay off debt, invest in a startup business, remodel your home or anything else life throws your way, a personal loan will help you achieve your goals, and that is what we are so passionate about. We love to see our customers thrive in every aspect of their lives, and a loan can help you gain the freedom of getting a jumpstart on your dreams!

What is a personal loan?

Personal loans are a quick way to receive cash based on your credit score. These loans are typically used for any personal needs at your own discretion. Because credit cards can have very high interest rates, personal loans are becoming more popular and are a great alternative to save interest rate money. They are also beneficial for emergency situations when you’re in need of fast cash loans immediately.

Personal loans can have a multitude of uses, including but not limited to:

  • Home improvement
  • Credit card payoff
  • Business investments or costs
  • Moving costs
  • Wedding expenses
  • Vacation expenses
  • Medical bills

What should I know about personal loans?

Personal loans are known as unsecured loans, which mean they do not require the collateral of any assets. Your credit score and income determines the amount of the loan. An advantage of personal loans is that the interest rate is usually a fixed rate, which means you won’t have to be concerned about it increasing over the duration of the loan. The amount it starts off with is what you will get for the length of the loan so you will know what to expect and how to budget properly and efficiently. Your credit score and income will also determine the interest rate for your loan.

How much money can I receive?

The loan amounts are from $500 up. These are determined primarily by your credit and income, but other factors are taken into consideration.

When will I receive the loan?

Another advantage of our personal loans is that they are same day loans. Do you need the cash now? No problem, just contact us and within minutes after the application is completed, the details are discussed, you can leave our offices with your cash. With other companies you have to wait days, with us, since we have a license for lending, we can take care of your needs within minutes.

How long do I have to repay my personal loan?

With Champion Financial Services, there are no prepayment penalties. The term varies and they can be up to 50 months, but remember, there are no prepayment penalties.

Why Champion Financial Services?

With Champion Financial Services, your information is always completely confidential. We value our customers, which is why we strive for excellent customer service. Our financial experts are ready to help you acquire a personal loan, so you can accomplish the goals and results you are looking for!

Get cash in minutes! It’s as easy as 1-2-3!

1. Apply online
2. One of our helpful team members will contact you and ask you to either email, fax or bring documents to our offices
3. You come in to our office, we go over details with you and once you are approved you get the cash in minutes!

What are the requirements to obtain a personal loan?

  • Valid State ID
  • Proof of income (paystubs, job letter, bank statements, unemployment or social security proof, among others)
  • Proof of residence (utility bill, junk mail)

Contact us today for more information about our personal loan services or a free consultation!